However, because of regulatory problems and a lengthy lawsuit with the Securities and Exchanges Commission (SEC), buying XRP hasn’t always been easy, especially in the US. Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website. Once you’ve bought some XRP, think about your short and beginner’s guide to buying and selling cryptocurrency long-term goals.

While accessibility is a key advantage of XRP, it’s equally important to prioritize safety and security. Choosing reputable cryptocurrency exchanges with robust security measures ensures a safer trading experience. Additionally, storing XRP in secure wallets helps safeguard against potential theft or loss. If you’re looking to acquire XRP, there are several options available. This guide will walk you through the different methods of obtaining XRP, from centralized exchanges to decentralized platforms.

I believe that blockchain technology can build a brighter future and am excited to be part of it. We recommend licensed, regulated and reputable exchanges such as Kraken, Coinbase or Binance. If you’ve decided to invest in XRP, always do your research before making a purchase.

After you have created your account, navigate to the trade section. Enter and confirm the amount of XRP, you would like to purchase and pay using your preferred method. Coinbase accepts debit cards, ACH deposits, wire transfers, Apple Pay and Google Pay, allowing you to buy cryptocurrency easily. After purchasing, you will see your tokens in the assets section of the application.

This complete guide demonstrates how to buy XRP, helping you decide whether the asset is worth a punt in both the short and long term. You can use XRP to exchange between fiat currencies rather than directly exchange currencies through a traditional financial institution. This can be a much faster and cheaper approach versus paying the high fees banks and money remittance organizations may charge. Before making your purchase, research which trading platform suits you best based on security and ease of use. While the ruling may be challenged by the SEC, digital asset exchanges have already begun relisting the asset now that the fear of regulatory violation has diminished.

It faces legal challenges, but its efficiency and prominence in the payment space have contributed to its success. Investors can acquire XRP through centralized exchanges, P2P platforms, DeFi platforms, crypto ATMs, or by using cryptocurrency wallets. Safety and security should always be prioritized when buying, storing, and trading XRP. Exchanges, especially centralized exchanges, will often also have high trading volumes and liquidity, making it easier for you to buy and sell cryptocurrencies.

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For XRP stored externally, you must deposit the asset into your preferred exchange. After that, you need to check the liquidity for specific XRP pairs and make the selling trade per your preference. Select your preferred method how to turn cash into bitcoin of payment, review your trade details, and swipe to confirm your order. Michael Adams is a former Cryptocurrency and Investing Expert Editor at Forbes Advisor. He’s researched, written about and practiced investing for nearly two decades.

How to Buy Ripple with Credit Card

However, the Ripple vs. SEC fiasco found some closure, with the U.S. judge pushing a courtroom ruling in favor of the former on July 13, 2023. Select “Sell” and choose the amount of XRP you would like to sell. Next, you’ll be prompted to enter the amount you’d like to purchase. While Bitcoin transactions can take minutes or more than an hour, the advantage of XRP is that its transactions are confirmed every three to five seconds. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website.

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Moving forward, a trial will decide whether Larson and Garlinghouse knowingly aided in the illegalities that the company did take part in. Kraken has continued to evolve its platform and commitment to the industry by being one of the first exchanges to offer buying opportunities on new tokens. Besides being visibly appealing, the Uphold trading platform allows you to place your trades with great ease.

After you’ve bought Ripple

And if you see, out of the top 5, Ripple, or the XRP, was the least talked about cryptocurrency for a very long time, because it is a cryptocurrency specifically designed for banks. Ripple is one of the world’s most established cryptocurrency-focused companies, with a number of real-world applications and significant mainstream adoption. XRP, Ripple’s native utility token, plays a crucial role across the Ripple Labs ecosystem and has long been a fan-favorite cryptocurrency. In December 2025, the RLUSD stablecoin, created by Ripple Labs, was approved by the New York Department of Financial Services (NYDFS). RLUSD was launched as a competitor to USDT and USDC, and will help to facilitate large-scale transactions between financial institutions.

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With a keen interest in innovative technologies, he became increasingly involved in Web3 through trading crypto and participating in DeFi protocols. Over the last few years, he has become a blockchain evangelist, fascinated with the tech’s utility and impactability. Gianluca contributes to Benzinga, is working on a Defi research project through Blockchain UCSB, and continues to expand his Web3 acumen daily. He loves learning, analyzing new projects and market conditions, and building relationships with industry leaders. Keeping your tokens on the exchange is a good idea if you want to trade XRP over the short term. However, if you had a long-term outlook, migrating your assets to a software or hardware wallet would be ideal to provide increased security and control over your tokens.

While Bitcoin is a P2P cash system, XRP is meant to settle payments between financial institutions as a bridge currency. XRP is one of the best known payments-focused cryptocurrency projects. Known for its expansive DeFi presence and support for micropayments, XRP Ledger aims to revolutionize even the TradFi sector.

Compare today’s price of Ripple ($1.99 USD) against its all-time high (ATH) price of $3.40 USD on January 07, 2018. The closer the bar is to 100%, the closer XRP is to reaching its ATH again. Be prepared to pay a markup on XRP’s market rate in exchange for the convenience.

If you hold Ripple as an investment, you’ll be taxed on any capital gains you make when you sell it — which includes spending it on goods and/or services. In the US, tax obligations also apply to mining, professional Ripple trading and in a range of other scenarios, so make sure you’re fully aware of what you need to report to the IRS. FinCEN-registered exchanges contribute to a more secure financial system in the US and provide you with better consumer protections compared to exchanges based in other countries. Once you’ve set up your account, you’ll need to deposit funds to buy Ripple with. We’ve listed some popular ways to buy XRP and what you should know about each payment method. By implementing these best practices, you can significantly enhance the security of your XRP storage.

They will ask for your personal information for verification purposes. With the ability to locate crypto ATMs that support XRP withdrawals, you can seamlessly convert your XRP into cash when needed. Here’s a simple step-by-step guide to help you understand the process.

XRP is Ripple’s native cryptocurrency, with the company describing it as “the digital asset for real-world utility”. XRP facilitates transactions on the XRPL network, protecting it from spam and bridging currencies in the XRP Ledger’s native decentralized exchange (DEX). U.S. traders can feel confident in using Coinbase due to its commitment to security. The platform the book trail the liberty girls has implemented robust security measures to safeguard users’ funds and personal information. Coinbase utilizes industry-standard practices such as two-factor authentication (2FA) and cold storage of digital assets to minimize the risk of hacking and unauthorized access. This focus on security has contributed to Coinbase’s track record of successfully protecting user assets.

We’ll also discuss the factors to consider when choosing the right purchase method for your needs. XRP’s main function is as a payment token within the Ripple network. It facilitates transactions between different currencies, making it ideal for cross-border payments.